FAQ
Atlanta Bankruptcy Lawyer – Frequently Asked Questions
“Big Picture” Questions
What is the difference between Chapter 7 and Chapter 13?
What is the “automatic stay” in a bankruptcy and why is it important?
Which type of bankruptcy is the right choice for me?
Can I file a bankruptcy without using a lawyer and save myself some money?
What is the “Means Test?” and should I be concerned about it?
Should I file Individually, or Jointly with my Spouse?
How does bankruptcy compare to “debt settlement” companies that advertise on TV?
Will I Lose my House, Car or Other Property if I File for Bankruptcy?
How bad will my credit be hurt by a bankruptcy?
What are my alternatives to bankruptcy?
Can I change my mind and cancel my case after I file?
How can Bankruptcy Help Me?
Using bankruptcy to Stop Foreclosure
Using Bankruptcy to Recover a Repossessed Vehicle Quickly
Using bankruptcy to stop a wage garnishment
Using bankruptcy to stop harassing collection phone calls
Using bankruptcy to reduce stress in my life and as a budgeting tool
Getting Started With Ginsberg Law Offices
How much is this going to cost me?
How fast can you meet with me?
Is it possible that I have waited too late to file?
What information do you need from me to evaluate my case?
Why should I choose Ginsberg Law Offices?
Special Situations
Recent credit card balance transfers
Should I Borrow Against my 401(k) or Retirement Plan Instead of Bankruptcy?
Should I Apply for a Mortgage Modification Instead of Chapter 13 Bankruptcy?
Recent sale or gifting of property
Job changes during my bankruptcy
What if I’m offered a job right after I file?
What if I Inherit Money After I File?
Second or Third Bankruptcy filing – special considerations
Creditors that I mistakenly left off my petition
Bankruptcy and child support obligations
Discharging tax debts in bankruptcy
Bankruptcy and Student Loan Debt
Bankruptcy Court Appearances
Chapter 7 Court Appearances – overview
Section 341 Meeting of Creditors
Motion for Relief from Stay hearings
Objections to Dischargeability
Objections to Chapter 7 discharge
Chapter 13 Court Appearances – overview
Section 341 Meeting of Creditors
Chapter 13 Plan Confirmation hearings
Motion for Relief from Stay hearings
Trustee Motion to Dismiss hearings
Recovering from Bankruptcy
Effect of Chapter 7 on my credit and rebuilding credit
Effect of Chapter 13 on my credit and rebuilding credit
Restoring Your Credit After Bankruptcy
Recovering damages from creditors who violate the bankruptcy stay